Rach says: "Save: K-Dash black sequined three-quarter sleeve dress.
Splurge: Alice + Olivia by Stacey Bendet “Vista” cobalt blue sequined tunic dress.
Rach says: "Save: BCBG gold-toned cuff with glass stones.
Splurge: Kenneth Jay Lane gold, silver and black metallic geometric cuff (11/2").
$490, at Saks Fifth Avenue stores"
Rach says: "Save: Truvow “Kiss Me” clutch in silver glitter.
Splurge: Custom calfskin silver patchwork bag with Swarovski crystals.
$340 and up for similar styles, swarovski.com"
Rach says: "Save: Polished patent platform “Hondola” sandals in gold.
Splurge: Sergio Rossi embossed leather stilettos in silver.