If you’re going to be splashing around, protect yourself with a water-resistant workhorse that has a high SPF, like (1) Neutrogena Wet Skin Sunscreen Spray SPF 50. It’s formulated to cling to damp skin, which is handy when you’re spraying it on again and again. And again. “Water resistant is not waterproof—that term doesn’t exist for sunscreens anymore,” says Redondo Beach, CA, dermatologist Annie Chiu. “Reapply every time you get out of the water.” $12, at drugstores
Gonna break a sweat?
When your workout takes you under the sun, skin protection is as essential as a jumbo bottle of water. Before you head out, smear on a high-SPF “sport” sunscreen. A sweat-resistant formula, like (2) Hawaiian Tropic Island Sport Clear Spray Sunscreen SPF 50, will really stick to you. $10, at drugstores
Got a long to-do list?
Sunscreen and foundation on errands day: Not happening. To cover up for your cleaners-to-mall-to-grocery circuit, a two-in-one tinted lotion like (3) Eau Thermale Avène Complexion Correcting Shield SPF 50+ is a low-maintenance girl’s go-to. It provides broad-spectrum protection, while its lightweight coverage (choose from three shades) evens out your skin. $36, dermstore.com
Going to a party?
Just because you’re wearing a fancy dress to that wedding doesn’t mean you’re off the hook for sunscreen. But you do have permission to dump the heavy stuff and make a mousse formula your “plus one.” (4) Supergoop! Super Power Sunscreen Mousse SPF 50 feels light and luxe, not greasy. It also, blessedly, has a barely there scent—because who wants to smell like a coconut at a garden party? $34, sephora.com
Headed to the office?
On a day like today? Poor you! But you should still wear sunscreen: Incidental sun exposure—i.e., your daily walk from the parking lot to your office building—can take a toll. (This kind of exposure has been linked to dark spots, wrinkles and skin cancer.) Smooth a layer of (5) Coola Dawn Patrol SPF 30 Classic Primer under your makeup; it’ll keep you covered and help your foundation stay put longer, as you march in to work, mentally planning your next “sick day.” $42, coolasuncare.com
Don’t forget your hair!
It may not get sunburned, but sun exposure can dry it out, and color can fade or turn brassy. To protect your ’do, you could spend your summer in a baseball cap—or arm yourself with a UV-filtering product.
Garnier Fructis Color Shield Shampoo and Conditioner
Start your protection plan in the shower. These two are filled with UV filters, plus camellia and acai berry extracts, which all work to keep color fresh. $4.50 each, at drugstores
Bare Republic UV Protecting Dry Shampoo
Go ahead and rock that second-day hair: This souped-up protective powder has kaolin clay to absorb oil, hibiscus extract for glossiness and quinoa extract to boost volume. $17, target.com
OGX FadeDefying + Orchid Oil Color Protect Oil
Add a few pumps of this lightweight mist to damp hair before blow-drying. Orchid extract adds shine, acai berry strengthens and UV filters help protect color from the sun’s destructive rays. $8, at drugstores